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If you're one of them, commercial vehicle insurance can provide coverage if something goes wrong, such as accidentally colliding with a part of the client's property. Many handymen use a vehicle to transport their tools from job to job. They'd have to be replaced before you could even start working again, and the price tag could quickly climb into the thousands of dollars if you use several specialty tools. Company Description: Barrick & Stewart Milk Hauling is located in Newville, PA. Equipment is the heart of your business, and while you might not be worried about insuring a single hammer or crowbar, imagine how much it would cost to replace all of your tools were if they were destroyed by fire or other accident. customers purchasing Business Information Report. Your work isn't all that needs to be protected. While some policies only cover individual jobs, you can also purchase plans that insure the crucial elements of your small business. However, you may also want to obtain completed operations liability coverage, which will help you with any claims that arise after your job is done. Many contractor's policies operate on a job-by-job basis, which only covers individual jobs for their duration, so any problems that occur during maintenance or construction are covered. When handymen perform repairs or contracting jobs on homes or apartments, it's important for their customers and their business that the work be done well. Kingsley Blasco Insurance Inc.'s goal is to make sure the coverage you receive is affordable and right for your circumstances, and we'll work with you to find a plan that meets your needs. The initial sale was easy and I felt like I got a great deal on a tricked out cart They are knowledgeable and even delivered my cart to the campground I belong too I would recommend Jake’s to anyone Mike, Lebanon PA. Experts agree that you should get insurance as soon as you can afford it, and to make sure you get enough of it to cover your risks-the minimum amount for a policy is often not enough for proper protection. If you don't have insurance yet, you may be wondering how much you need, and for what scenarios this insurance can be used. Your job is to help others, but even with the best of intentions, mistakes can happen that but your business on hold, potentially allowing competitors to step in and take your customers if you're out of business for too long. Handyman Insurance in Newville PA, Carlisle PA & Shippensburg PAĪs a handyman, you're the person who fixes items when they break.